Legal Document · Full version in Bengali

SM 88 Terms & Conditions – Full details on membership, betting, and payment policies

Please read these Terms & Conditions carefully before creating an account or using any service on SM 88. These terms form the basis of the agreement between you and SM 88.

Last Updated: January 2026

Important Notice: By creating an account or using any service on SM 88, you automatically agree to these Terms and Conditions in full. SM 88 reserves the right to suspend or close any account at any time for non-compliance.

SM 88 is an online gaming and Sports Betting platform operated for adult users in Bangladesh. These Terms and Conditions form a legally binding agreement between SM 88 and its members. SM 88 is committed to full transparency and encourages every member to read and understand these terms thoroughly before using the platform.

This document has been intentionally written in plain language so that every member in Bangladesh can clearly understand their rights and responsibilities.

1

Membership & Eligibility

To create an account and use SM 88's services, you must meet the following requirements:

  • Age Requirement: You must be 18 years of age or older. SM 88 may request a national ID or passport at any time to verify your age.
  • Single Account: Each person may hold only one account. Creating multiple accounts will result in all accounts being suspended and balances may be forfeited.
  • Accurate Information: All information provided at registration must be truthful, accurate, and up to date. Submitting false information is strictly prohibited.
  • Personal Use: SM 88 accounts are for personal use only. Placing bets on behalf of third parties or sharing your account is strictly prohibited.

KYC Verification: All members must complete identity verification (KYC) using a national ID card before making their first withdrawal. This is part of SM 88's security framework.

2

Account Management

You are solely responsible for the security of your SM 88 account.

  • Password Security: Use a strong password and never share it with anyone. If you forget your password, follow the official reset process.
  • Unauthorized Access: If you suspect unauthorized access to your account, contact SM 88 Support immediately.
  • Last Updated: It is your responsibility to keep your account details up to date if your phone number or payment method changes.
  • Inactive Account: Accounts with no transactions for 12 months may be marked inactive, and SM 88 reserves the right to deduct an administrative fee.
3

Betting Policy

The following rules must be followed at all times when placing bets on SM 88:

  • Bet Confirmation: Once a bet is confirmed, it cannot be cancelled or changed. Please review all details carefully before placing your bet.
  • Odds Changes: SM 88 reserves the right to change odds at any time. The odds in effect at the time a bet is confirmed are final.
  • Event Cancellation: If a match or event is cancelled entirely, the stake for that bet will be refunded. For partially completed matches, SM 88's decision is final.
  • Technical Errors: If a bet is accepted at incorrect odds due to a system error, SM 88 reserves the right to void that bet.
  • Maximum Win Limit: The maximum win limit per bet is set separately for each market and game.

In Sports Betting, SM 88 offers events across more than 30 sports, including cricket, football, tennis, and basketball. Specific market rules apply to each sport.

Betting Categories Minimum Bet Maximum Bet Live Betting
Cricket৳50৳50,000
Football৳50৳50,000
Tennis৳100৳20,000
Live Casino৳100৳1,00,000
Slots৳20৳10,000/spin
4

Bonuses & Promotions

SM 88 regularly offers a variety of bonuses and promotional deals. Before using any offer, please review the following terms:

  • Wagering Requirement: Each bonus comes with specific wagering requirements (typically 10x–30x). These must be met before any bonus funds can be withdrawn.
  • One Bonus, One Use: Each promotional offer may only be used once per member. Two members from the same household may not claim the same offer.
  • Expiry: Bonuses not used within the specified time period will be automatically forfeited.
  • Combination Prohibited: Two separate bonuses cannot be used on the same bet simultaneously, unless SM 88 explicitly permits it.
  • Right to Cancel Bonus: SM 88 may modify or cancel any promotion at any time without providing a reason.

Full terms for each bonus are listed alongside the respective offer — please read them before opting in. If you have any questions, contact Support.

5

Deposit & Withdrawal Policy

All financial transactions on SM 88 are secure and fast. However, the following rules apply to all members:

  • Minimum Deposit: ৳300 (bKash/Nagad/Rocket). Deposits are typically processed instantly.
  • Minimum Withdrawal: ৳500. Withdrawals are typically processed within 5–30 minutes.
  • Same Method Policy: Withdrawals must be made through the same method used for your deposit. This is required for anti-money laundering compliance.
  • Withdrawal Verification: Additional verification may be required for large withdrawals (over ৳50,000).
  • Bonus Balance: Wagering requirements must be fulfilled before any bonus funds can be withdrawn.

Security Verification: SM 88 may temporarily suspend withdrawals if a suspicious transaction is detected. This is done solely for your protection.

6

Prohibited Activities

SM 88 is committed to maintaining a fair and safe environment for all members. The following activities are strictly prohibited:

  • Match Fixing: Placing bets using insider information with the intent to unfairly influence a match or event.
  • Arbitrage Betting: Systematically placing bets across multiple platforms to guarantee a loss for SM 88.
  • Bonus Abuse: Claiming bonuses using multiple accounts or false information.
  • Hacking or Fraud: Attempting to manipulate SM 88's systems, software, or odds through any technical means.
  • Money Laundering: Using the SM 88 platform to launder illicit funds.
  • Betting on Behalf of Others: Acting on behalf of third parties or as part of a professional betting syndicate.

Consequences: Involvement in any of the prohibited activities above will result in permanent account closure, forfeiture of all balances, and potential legal action.

7

Account Suspension & Closure

SM 88 reserves the right to suspend or permanently close an account under the following circumstances:

  • Violation of any part of these Terms and Conditions.
  • If false or inconsistent information is found during KYC verification.
  • If suspicious activity is detected on an account.
  • Involvement in prohibited activities.
  • By order of a court or at the direction of a law enforcement authority.

Members may also request account closure at any time. Any valid balance will be returned upon closure.

8

Limitation of Liability

SM 88 always strives to deliver the highest quality of service, but there are limits to SM 88's liability in certain situations:

  • Internet Connection: SM 88 is not liable for missed bets resulting from issues with your device or internet connection.
  • Account Security: SM 88 is not liable for any losses resulting from sharing your login credentials with others.
  • Third Parties: SM 88 does not assume full liability for delays caused by issues with payment gateways or other third-party services.
  • Market Risk: Betting inherently carries financial risk. SM 88 does not guarantee any specific outcome.
9

Privacy & Data Protection

SM 88 treats your personal information with the utmost care. Data you provide is used solely for service delivery, identity verification, and legal compliance. SM 88 never sells your information to third parties for commercial purposes. For more details, please see our Privacy Policy Read more.

10

Terms Amendment Policy

SM 88 reserves the right to amend these Terms and Conditions, in whole or in part, at any time. When changes are made, SM 88's policy is:

  • Members will be notified via email or app notification ahead of any significant changes.
  • The effective date of any updated terms will be clearly stated.
  • Continued use of the service after any changes constitutes your acceptance of the updated terms.
  • The latest version of these terms will always be available on this page.

Note: Check this page regularly to stay up to date with any changes to SM 88's Terms and Conditions.


Core principles for staying safe on SM 88

Keep these six things in mind for a safe and enjoyable SM 88 experience

Provide Accurate Information

Providing accurate information during registration and KYC is mandatory. False information may result in account closure and forfeiture of your balance.

Set a budget

SM 88 recommends that members set a weekly or monthly betting budget for themselves. Make use of our responsible gaming tools.

Keep your password confidential

Never share your login credentials with anyone. SM 88 will never ask for your password by phone or message — if someone does, it's phishing.

Read the bonus terms

Always read the wagering requirements and expiry terms before claiming any bonus. If anything is unclear, contact support — that's the smartest move.

Withdraw via Same Method

Withdrawals must be made to the same mobile banking number used for the deposit. This is part of our security policy.

Contact Support for Assistance

For any issues, do not attempt to resolve them on your own — contact SM 88's 24/7 Bangla support directly.


Betting Rules FAQ

Most Frequently Asked Questions About Football Betting & Tournament Leaderboards

Football betting on SM 88 is among the most popular in Bangladesh. We cover all major leagues worldwide, including the UEFA Champions League, Premier League, La Liga, Bundesliga, and the Asian Cup.

Key football betting markets:

  • 1X2 (Match Result): Home win (1), Draw (X), or Away win (2) — choose one of the three outcomes.
  • Over/Under Goals: Predict whether the total goals in a match will be over or under a specified number.
  • Asian Handicap: A handicap is applied to one team to level the playing field between two unevenly matched sides.
  • Both Teams to Score (BTTS): Choose whether both teams will score — Yes or No.
  • Live In-Play: Bet on real-time odds while the match is in progress.

Minimum bet is ৳50, maximum is ৳50,000 per event. Accumulator bets may include up to 12 selections.

SM 88 regularly hosts leaderboard tournaments, especially during major cricket and football seasons. The rules are as follows:

How Points Are Calculated:

  • Every ৳1,000 wagered = 1 point (standard rate)
  • Double or triple points may apply on selected games or events.
  • Only the bet amount counts — wins or losses are not factored in
  • In case of a tie, the member who reached that points total first takes priority

Prize Distribution:

  • Prizes are credited to your account within 48 hours of the tournament ending
  • Cash rewards are credited directly to your balance — no wagering requirements apply.
  • Wagering requirements may apply to tournament prizes — details are listed on the tournament page
  • KYC must be completed to receive prizes

Visit the Bet page to view SM 88's tournament calendar.

View All FAQs


Now that you know the rules, let's get started

You've read SM 88's Terms & Conditions. Now play safely and responsibly. Registration is free, and a welcome bonus awaits on your first deposit.

For players 18+ · Play by the rules

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